There are many great work home business opportunities in the world today and to find them the only thing you need to do is to spend some of your precious time seriously searching for it. Among these opportunities there are many scams involved, people are out here only to make money and to swallow your money they would say just anything under the sun. Then how do you find a legitimate home business opportunity? Let me give you a few hints on what you need to look for.

1) You should always keep your distance from business opportunities that promise you fast money. Now it is not always the cases but the possibility of quick money mainly depends on you, the more hard work you put in the better your chances to earn fast money. But the scams actually tell you that you can earn fast money without doing much of work. Never believe them, they are just fooling you. It is only through hard work people make quick money.

2) You need to check any business opportunity through and through before you decide on joining them. Just because a company sounds good you can't be joining it, you surely need to completely check out the company. You should also check with the better bureau whether any complaints have been registered against this company. You should also check through other sources like people working there, they would be the best source of information. It is mainly from them that you would get the best possible feedback.

3) You should always contact the people who are trying to get you involved or get you signed up for the business opportunity and see how long it gets them to contact you. And even if they do contact you try to get a hold on someone who you could use in the future. You should also try to find out the kind of customer care or support that the company provides and also try to clear all the possible doubts you have about the company. Usually in the case of scams you either wont get an answer to your question or you would not find someone to talk to about the business.

These three important tips would actually help you decide which business opportunity to join and will also help find out if it is legal. There are plenty of legitimate business opportunities out there. It would only take you some research to find out which is the best business opportunity for you.

---
http://www.WorkAtHomeGoldRush.com

Article Source: Populate.net

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There are many types of auto insurance scams - some involving car insurance companies and others involving individuals trying to scam the system.

1. Being lowballed. This is where you do your research and hunt around for the best car insurance deal you can find. One company comes in way cheaper than the rest so you decide to go with them. Then 2 months later, once you've signed up and paid your money, you get a letter saying that there was a 'company rate error' and your premium is actually a couple of hundred dollars higher than the price you were quoted. While it can be difficult to spot a company that practises lowballing, one clue is if they offer film processing vouchers or free coupons. Legitimate and ethical companies shouldn't need to resort to those sort of tactics to get your business.

2. Buying from a Phony Agent. Just because an agent has a storefront doesn't automatically mean that they are a real agent representing a real insurance company. A proof-of-insurance card can be forged just as easily as letterhead, business cards and signage can. One clue that things may not be as they seem is if the agent issues their own insurance. They can't legitimately do that because they are 'agents' which means that they represent an insurance company and aren't an auto insurance company in their own right.

3. Going through a middleman who represents a Phony Company. While the agent may seem legitimate, you need to do your homework on the company they claim to represent.

4. Alliance between an auto insurance company and repairer that benefits them but not the insurer. For example, a car insurance company may recommend a repairer that inflates the worth of the car and then charges a high amount to repair the car. In this instance, the car should probably be written off as totalled but the repairer doesn't do this because it will lose business and the insurance company will lose on deductibles.

5. Car insurance quote in exchange for personal information. If you receive a phone call from an insurance agent offering a free quote on car insurance in return for you providing personal information, don't be fooled. Providing information in this instance leaves you vulnerable to having your identity stolen. The only information required for a car insurance quote should be information about the car. Of course, eventually they will need more information than that to proceed with organizing auto insurance cover but by then you should be feeling comfortable enough to be prepared to provide those details.

Just knowing what to look out for can save you time, money and unnecessary frustration. Remember, buy beware!

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J Brennan's site on automobile insurance has information and tips to save you money on your auto insurance premiums. At www.autocheapinsuranceinfo.com you'll find car insurance articles, auto insurance news items and useful insurance resources freely available to web visitors.

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The incidence of online survey scams seems to be on the increase despite the publicity they receive. Why do people continually fall for these scams?

The lure of easy money is the main reason people will fall victim to paid survey scams. Getting something for very little work appeals to most but be realistic, if it was so easy then wouldn't every one jump on board and retire from their jobs.

Who Are Most At Risk?

The internet is a sea of both good and bad. Isolating the bad from the good takes a little skill. More and more people are going online everyday and it's these who are most vulnerable to scams. Many of these newcomers comprise the elderly who seem easy targets for online paid surveys scams.

Just like in the off line world, the elderly are targets for those looking to make a quick buck. That in itself is true irony. The very people who get ripped off are the ones attracted to making easy money. Yet, it's the scam artists offering these incentives who in actual fact, score big.

How To Spot Scams

There are several dead giveaways that all is not right. Here are just a few:

- Outrageous claims. If it's too good to be true run a mile.

- Outrageous testimonials. Testimonials are easy to fabricate. People look for a reason to take part in something. They look for vindication and putting up a testimonial or two is enough to satisfy the appetite of most.

- Guarantees and documented evidence. Guarantees in most cases are not worth the paper they're written on. If you see a guarantee such as "make this in 60 days or we'll give you your money back" simply scroll down to the disclaimer section and read the fine print. Quite often, what's being promised is often contradicted.

- Being asked to part with money to take surveys is a complete no-no. Ask yourself this...do you pay your employer for the privilege of working for them. No. Then why should you pay a fee to take a survey. A legitimate paid survey company makes their money from the companies they are representing. Don't fall for this scam.

- If you cannot find any contact details on the site then give it a wide berth. One rule to live by when doing surveys is if you cannot contact the people you're working for then it's more than likely in the category of online survey scams. You could even go as far as simply ignoring an email contact and demand that there be a phone number you can call. If there is, call it before you proceed any further to make sure there is a real live person on the other end.

---
Want more great tips and advice on being successful in the paid survey arena? Avoid the chance of falling victim to paid survey scams with important news and reviews.

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When we decide to pursue our dreams, to go for what we truly want instead of settling for whatever comes along, we automatically become vulnerable to being taken advantage of. Dreams are often so fragile and yet so formidable that they're easily trampled on or abandoned. So whenever someone comes along who tells us what we so much want and need to hear, we can be like putty in their hands.

Following a dream can blind us to what would otherwise be the most obvious of hucksters. We've met countless people who purchased business opportunities or signed up for multilevel programs they had no business getting involved in because "it sounded so good." Even worse are the many painful stories we've heard from people who were taken in by unscrupulous partners, investors, agents, or reps who seemed to be the "answer to all their prayers." If you're a stay-at-home mom, a senior citizen, someone with a disability, unemployed, seeking a second income, or a college student, you are even more likely to be victimized, according to the Council of Better Business Bureaus.

Make sure you don't get taken. Whenever you hear someone saying the things you've been yearning to hear or things that sound so good you never dreamed you'd hear anything like them, let it be a warning signal that sets off an alarm in your head with bells, whistles, and bright shiny lights saying "Proceed with Caution." For example, If someone requires you to sign a two-year exclusive distribution contract, you're giving up all other opportunities during that period.

With this image in mind, here are some guidelines you can use to protect you and your family from the tempting sights and smells of opportunity knocking:

1. Don't make decisions about opportunities from your heart alone. Run all such "offers" through careful, objective scrutiny.

2. Always arrange to take the time you need to make an objective informed decision. Do not let yourself be pressured into acting immediately. In fact, the more someone pressures you to act this very minute, the more suspicious you should be. My wife once had a salesperson tell her, for example, that she had to sign a contract that very day after a thirty-minute phone conversation or they could not proceed. We ran like a couple of rabbits. What kind of company would want to do business with someone who would make a decision like that on the spot?

3. Don't be tempted by special offers that prevent you from making an objective, informed decision, for example: "My prices go up tomorrow. This discount only applies today." Fine. Find out what the price will be once you've had the time you need to make an informed decision and consider that paying the difference will be well worth the investment. If the cost at that time will be prohibitive, look elsewhere.

4. Do not do business with any company or individual that refuses to give you the names, addresses, and telephone numbers of other people they have worked with.

5. Never, never ignore that little voice in your head or that little twinge in your stomach that's telling you to proceed with caution. That's your intuition and if you don't listen to it, later you'll be saying, "Something told me this was too good to be true. Why didn't I listen!" If you have any doubts, wait. Gather more information. Give your doubts time to surface so you can either dismiss or address them with confidence.

6. Ask yourself, what's the worst thing that could happen? Sometimes an offer sounds so good, you just want to throw caution to the wind and go for it. Before you do, however, make sure you're willing to live with the worst thing that could happen. For example, if you impulsively send off $100 for a guidebook, the worst thing that could happen might be that it would sit on your bookshelf unused. But if you buy a $10,000 business opportunity at an expo, that could set your family finances back more than you can afford.

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Jeff Casmer is an internet marketing consultant with career sales over $25,000,000. His "Top Ranked" Earn Money at Home Directory gives you all the information you need to start and prosper with your own Internet Home Based Business.

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Do you regularly buy or sell on eBay, or do you know someone who does?

If your answer is yes, then statistics say that you, your family member or your friend will become the victim of on-line fraud.

A gigantic business with over a billion listings per year, eBay has over 128 million registered users in the United States alone. It is a true American success story, but its success and popularity has also—not surprisingly-- attracted a criminal element.

According to the FBI, 44% of reported Internet fraud involves online auctions like eBay and those include only the reported crimes!

It’s important to realize that trading online differs greatly from buying or selling in person. Most people do not possess the skills they need to trade safely on the Internet.

EBay is a wonderful place to buy and sell, if you know how to do it safely and are fully aware that criminals are out to rob you. In other words, don’t wait until you become a victim to learn how to avoid scams. Instead, educate yourself now to avoid being ripped-off altogether!

There are secrets to trading safely on eBay. You can avoid eBay scams by learning the following auction safety tips. They are:

1. Avoid any auction with bad grammar or in all CAPS.

2. Avoid any seller who insists on unusual payment methods like Western Union or Bank Transfer.

3. Always research a seller before buying and research a buyer before shipping.

(Specifically, looking at the seller’s feedback is not enough. You need to also check items such as…When was the seller’s account created? It’s not normal for someone to set up an account and start selling immediately.)

4. Beware of any seller who insists on contact outside of eBay.

5. Beware of any auction that has any sense of urgency or tries to play on your emotions.

For example, “I am selling my Gucci handbag for $10 because it was a present from my lousy ex-husband and I want to get rid of it.” Most of the time, the buyer sadly discovers when opening the box that this “great deal” Gucci handbag is actually a cheap knock-off.

Remember, if a seller is playing on your emotions, chances increase that he or she is pulling a scam. Honest sellers avoid unnecessary life details and just stick to the product’s facts. In other words, they let the product sell itself.

6. Never click on links in ANY email whether it is related to eBay, PayPal, or another site.

7. If it sounds too good to be true, it is.

Remember that the Internet can be a dangerous place especially where money changes hands. Many scoundrels and criminals perpetrate scams to con innocent people like you or someone you know out of your hard earned dollars. Even the most intelligent and careful person can fall victim to a well crafted, professional scam.

But, if you’re aware of the above safety tips, you can protect yourself and your loved ones from eBay scams and fraud.

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Michael Ford helps thousands trade safely on the Internet through his book SCAMS AND SCOUNDRELS: Protect Yourself from the Dark Side of eBay and Paypal and his Don’t Bid On It series. For more info and to acquire his FREE Auction Inquisitor Auction Analysis software, visit http://www.Auction-Safety.org.

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If you are one of millions of people who are looking to find a work at home job online then you simply MUST learn to spot a scam. Online work at home scams
are now frequently referred to as "Dot Cons" after the term "Dot Coms". When you are desperately seeking a work at home job, most often that not you
tend to "buy" into an opportunity without doing much research. Hundreds of dollars later you'll find out the hard way that you were a victim of a scam! Here are 7 ways to identify a scam and how to avoid them.

1) Extravagant Claims

Many websites or work at home opportunities will promise you that you can make "millions" in a matter of days. Many will display their so called "proof of income" on their websites, which often turn out to be touched up pictures of fake checks or bank statements. Don't fall for these "gimmicks" If you
feel that these claims to riches are extravagant, then guess what? They are. Get all claims and promises in writing before you sign up or pay to join at any of these websites. Remember that if the claims are real then these companies will have no reason to deny you real proof on request. If they refuse, you KNOW it's a scam.

2) Read The Fine Print

Many fraudulent websites bury the fine print in tiny letters at the bottom or their webpage or on another page with a link to it that's hard to find. Make sure that you read these fine prints for any clauses that can come back to bite you if ever you want your money back. Click on all the links that provide more information and make sure you read them completely. Do not simply assume that the website is legitimate. Assume that it's a fake and let it prove to you that it's real.

3) Look For Privacy Information

Many websites collect your personal information like your name and email address. Make sure that these website tell you exactly what they intend to do with it. If they don't tell you what they will do with it, it's time to move onto another website because the chances are that your personal information might be shared - or worse - SOLD to others. Make sure you don't volunteer information such as your SSN or Credit card information unless you are absolutely sure of what the website will do with it.

4) Look For Business Name, And Contact Details.

Legitimate businesses and websites will always display their business name, address and other contact information clearly on their websites. If you do not see any contact information, then be very skeptical about that site. Shady websites won't display this information since they don't want you to contact them. Do you really want to do business with suck a website?

5) Know What You Are Getting Before You Buy

Many websites refuse to tell you what they will provide you with until you pay for it. This is unacceptable. You, as a consumer, MUST know before hand what you are getting before you buy. I'm not talking about knowing the exact details of a work at home job, but you should at least get SOME idea of what to expect after you pay. If a website does not clearly state what you will receive once you pay, you might end up getting scammed. So be weary and always make sure you know what you are buying.

6) Refund Policies

Some websites clearly provide refund policies. You should be able to return the goods or ask for your money back within reasonable terms. Many legitimate websites will let you get your money back as long as you ask for it within 30 days. But some plainly state that you simply WILL NOT receive your money
back. Be weary of these types of web sites. The reason they are afraid of refunding your money is because they anticipate many refund requests. This is a BIG reason for you to NOT do business with this type of website.

7) Beware of MLM type websites.

MLM or multi level marketing websites are related to pyramid schemes. These scams can be easily spotted since their claims to riches are made purely on mathematical probability and nothing else. These schemes are almost always a scam and their claims to riches are simply unrealistic in real life. If a website depends heavily on mathematical probabilities of you making money and if that is the ONLY proof they offer you, you might be about to get ripped off by an MLM scam. It's time to move on!

The bottom line is that you simply must use common sense when looking for an online work at home job. Think of it as looking to buy a new car or a house. Use the same attitude, even though the price tag is much smaller. Remember that the risk involved is almost the same since you are investing your hard earned money or lifetime's savings on ONE website. So you better make 100% sure that you aren't the next victim of "Dot Con" scams.

---

Khemal Dole owns and
operates
www.PaychecksDirect.com, a completely
F*R*E*E
service which helps many first-timers and even
experts find their perfect Work At Home job.
Visit www.PaychecksDirect.com right now and
see for yourself why so many are flocking to his
site.

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The sports betting industry is currently growing astronomically. If you didn't already know some sportsbooks are not always equal. Sometimes a site maybe there just so they can take your money. So buyer beware that you should know the 7 ways to avoid online sports betting scams first before you place any bets anywhere.

1. What's the location of your sports betting website?

To ensure that you're with a honest and trust worthy sports betting website make sure they are listed on the London Stock Exchange or originate from a countries that allow sports betting such as Antigua and Costa Rica.

2. Does the website have a fast or slow internet connection?

If you're on a website that loads really slowly it means that its under developed and is over loaded. So there is too many users signed up to the website they haven't upgraded their technology to cater for the high amount of users. Find a website that loads quickly and has a lot of members.

3. How do they accept payements?

An popular online sports betting website should have a few payment options. Such as credit cards. If a site does not accept credit cards, then be careful.

4. When did the website original open?

Most popular online sites should be around for a couple of years. If they've been around for a while they will have better facilities, games, and customer support.

5. What is their customer support like?

Do they speak English? How quickly do they response to your enquiries? Do they have a 24/7 support group? These are important factors when selecting a good online sports bookie.

6. What are their wagering rules and do they have any kinds of bonuses and promotional offers?

Good solid sites will have good odds for you to make money and include bonuses and promotional offers all the time. Keeps your coming back!

7. How secure is the company?

A stock exchange listed company is definitely a safe bet. Generally speaking any company on the stock market is there for a reason. They are well run and have money to improve the company when needed.

And that's all there is to selecting a good and safe non-scamming sports betting website. Again I cannot stress more but before you sign up make sure you've followed the tips above and that the company you're about to join has many reviews by independent websites and make sure the reviews are good ones. Happy punting and all the best in your online gambling!

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If you are looking for sports betting or sports betting online information then
http://www.sportsbettingcritic.com can help you

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Susan was a mother of 2 who worked in a convenience store to make ends meet. She did not mind the work, except when she had to go to the restroom at night. She had to use the same restroom as the customers, which was detached from the main store. Most of the time the night manger was there, so she was not alone. She had to walk outside to get to the restroom. It was not always well lit, but she had never had a problem.

One night she was about to take a bathroom break. She walked toward the bathroom and went in with no problem. When she was on her way out, she heard what sounded like a baby crying. She thought a baby out here by itself; oh no it must be an abandoned child. Without hesitation, she went to investigate. Out of nowhere 2 guys grabbed her and one placed a knife to her throat and demanded money.

She did not have much but she complied. The other one took her keys. The store manager noticed she had been gone longer than normal and was starting to worry. He was getting suspicious, so he called the police to investigate. There was a unit in the area so they quickly arrived.

When the punks saw the police unit, they pushed Susan down and ran into to the wooded area near the store. They were apprehended a few blocks down the road and charged with attempted robbery. Turns out they had pull that abandoned baby routine at several other stores.

Thieves use all kinds of scams to lure unsuspecting victims. If you investigate suspicious activity and it seems too strange or is beyond your ability to resolve, call the authorities. Many people have been seriously injured because they went to investigate something that turned out to be a scam. Some criminals pretend to be broken down on the side of the road to get you to stop.

When you stop to help, you are surprised to find 2 more hiding in the wooded area waiting. They take your keys, your car and your valuables. They leave you stranded or worst. Never stop to help anyone unless you are sure it is safe to do so. You can get help safely by call the proper authorities own your cell phone. Today most people already have their own cell phones, so help is never far away.

If you are female never under any circumstances stop to help a disabled male motorist. As a matter of fact you should be cautious about stopping for anyone. People have use legitimate reasons to pull heinous scams on others.

There have been cases of pregnant women being used to get unsuspecting motorists to stop. There have also been cases of staged accidents, which turn out to be a setup. When situations occur, use good judgment to keep yourself safe. Above all be prepared to defend yourself if necessary.

---
Johnny A. Jenkins, Distribution Director of href="http://www.repellertechnology.com"> Repeller Technology,
provides self-defense and safety products, tips and advice to fit most
situations. Make your surroundings safer for you and loved ones today
at: Repeller
Technology.

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Brides from Russia (and Ukraine) are popular worldwide. This has caused a rise in Russian dating scams targeting men (and women) from the west, particularly the US. How do these scams work?

Side note: Not all Russian women are scammers. On the contrary, the vast majority of are of honest and sincere intentions. Most of them are seeking a happy relationship or marriage with compatible partner.

The typical Russian dating scam story starts with the victim receiving a response to his personal ad. Sometimes the victim does initiate contact by responding to that super-model-like photo profile. But most of the time the first contact is made by the scammer: this gives the scammer more control of the situation as well as the target.

In most scam stories, the girl usually will be much younger than the man. The man almost certainly gets excited by the thought of an attractive young woman taking interest in him, and out the window goes his thinking process.

After a few emails the woman claims to be madly in love with the man. She asks to join or visit him in his country. However there is a problem. She does not have money for visa and/or air ticket. He is asked to send her money by some irreversible method such as wire transfer.

What the guileless gentleman does not know is that he might not even be communicating with a woman. It could be a man, usually a member of a scam ring. Needless to say, he ends up losing his money, with a bruised ego to go with it.

Other ways of getting money out of victims include faking a family "tragedy", for English lessons, for internet connection, the list goes on.

Russian dating scams are not always perpetrated by Russians, however. Back in 2004, an American man named Robert McCoy was in the news. He and his wife were both arrested and tried after defrauding his fellow citizens of thousands of dollars in a Russian bride scam. He would use his Russian wife when he needed a female voice and Russian accent (now, who wouldn't be fooled by that?).

Russian scam rings work in various ways. One way is to hire language students for a very minimal fee for their profiles and/or their English language skills. Another way is to use pictures of Russian models and posting a fake profile on a dating site. Some Russian and mail order agencies dating sites are bogus.

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David Kamau is webmaster of an online dating review site. Now find out how to receive free best-selling ebooks on Romantic Ideas and tips about dating.

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Many people have been scammed before by people trying to make money by promising wealth and happiness and taking many of us for a ride. It is not fair to those whose companies are legit and want to actually make you the consumer money. I believe that Abunza is one of those companies that is here for us The little Guy. I believe that there is a real potential to make a decent living working in your pajamas, and being your own boss, and at an affordable price.

To tell if a business is a scam or not you need to remember a couple of tips. You need to do your own research and see what others are saying about this company. You can contact other that have already joined, they will either be the bigest supporter or the the worst. From what I have searched myself, I have found that there really isn't anything out there that is bad about the company. Seriously in forums and on my Google search there are only good things to be said. I've talked to other members both long term and short and everyone seems to be completely satisfied with the direction the company is headed, not to mention the service and products provided.

Compare this to a Passport to Wealth search, you get articles such as before you buy Passport to Wealth read this and get the facts. With Abunza website it is all right there, no hidden fees and no bull. Also it is a team building program so you have a sponsor or mentor that tells you all of the facts, and can answer any questions about this company that you may have. I feel that this network is really a legit company that actually wants you to succeed.

Don't take my word for it, go out and do your own research before starting your own home based business. But compared to many of there competitors they have highest popularity and the best compensation plan, and for $1197 you get a complete online business with resale rights to thousands of digital products in both English and Spanish which by themselves cost well over small investment price.

So is Abunza a scam? The answer is No, because even if you are bad at recruiting people to pay the small investment to do what you do, you still have e-books and digital products with resale rights so that you can make a fortune selling. You get to keep the profits of every digital product or e-book that you sell through the included retail shopping cart.

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Like to have a real web business? Capible of making real money? Al Freeman invites you to his Abunza Business website for everything you need to start your own online business. He includes advertising, mentoring and a training and support package to guarantee success. http://TheAbunzaFormula.com

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